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We're a savings specialist 

We're passionate about helping you achieve your savings goals, whether it's a short or long term goal. 

We’re part of a co-operative bank, which means we're not accountable to the stock market so we can offer honest banking and more value to our customers.

We're straight talking

We won’t wrap things up in financial or legal jargon and if we change anything, including our rates we’ll always tell you.

We're competitive

We’re only online, so we have fewer overheads, which means we can offer competitive rates and won’t charge you account keeping fees.


We're human

Our Customer Service Centre is operated by real people, based in Sydney, Australia.

Like to look around before you ask for help? We also have an online Help Centre to answer your questions.


We're awarded

Saving is our thing and we like to think we do it really well. It’s even better to know that industry bodies like Smart Investor think so too.


Your money's safe here

We're committed to keeping your money and identity secure:

  • We protect you with a security device called a Digipass that gives you strong online security.
  • Eligible deposits with a balance up to $250,000 are guaranteed by the Australian Government's Financial Claims Scheme.

your money stays in Australia

Your money stays in Australia

RaboDirect deposits are invested into Australian food and agri-business through Rabobank, which ultimately helps our farming to continue growing. Food and agri-business is one of the most important business sectors in Australia, employing thousands of people and significantly contributing to Australia's GDP.

Rabobank Australia Limited is one of Australia's leading agri-business lenders.

Financial Claims Scheme

From February 1 2012, the Financial Claims Scheme applies to eligible deposits with a balance up to $250,000 per account holder, per authorised deposit-taking institution. This $250,000 cap is combined and therefore is applicable to the aggregate of all deposit account balances held by one person across both RaboDirect and Rabobank deposits including:

  • RaboDirect High Interest Savings Account
  • RaboDirect Purpose Saver
  • RaboDirect PremiumSaver
  • RaboDirect Term Deposits
  • RaboDirect Notice Saver
  • Rabobank Call Deposits
  • Rabobank Term Deposits
  • Rabobank Cash Management Account (excludes Rabobank AIO loan accounts)
  • Rabobank Farm Management Deposits

Awards and ratings

Smart Investor Blue Ribbon Awards 

Awarded for outstanding achievement in investment, finance and banking

  • Online Bank of the Year 2015
  • Best Term Deposit 2015
  • Savings Institution of the Year 2012-2014
  • Overall Savings Accounts 2014
  • Online Saver Account 2014
  • Term Deposit Long 2008, 2010, 2012-2014

Canstar 5 star rating 

Outstanding Value - Savings Account

  • High Interest Savings Account - personal savings
  • High Interest Savings Account - DIY Super
  • 31 day, 60 day and 90 day Notice Saver accounts
  • PremiumSaver accounts
Smart Investor Online Bank of the Year 2015
Smart Investor Best Term Deposit 2015

The Rabobank family

RaboDirect Australia is part of the Dutch Rabobank Group, founded in 1898 as a cooperative, by farmers for farmers. 

Since humble beginnings in Holland over 100 years ago, Rabobank has become  the world’s leading specialist food and agri-business bank and one of the largest financial institutions in the world. Globally, the Rabobank Group has more than 1,000 branches in over 40 countries.