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Last Updated January 2015

Important notice
RaboDirect is a division of Rabobank Australia Limited ABN 50 001 621 129 AFSL no. 234700 (“Rabobank”), which operates this website ( and is the issuer of ‘RaboDirect’ branded products and services. On this website, you can find the RaboDirect Terms & Conditions, and the Notice Saver Product Disclosure Statement (PDS), which you should consider before making any decisions in relation to a RaboDirect product.

Website and products - for Australian use
The products and services described in this website are available only to Australian residents. This notice, the information on this website and all matters relating to either are governed by and are to be construed according to the laws applicable in the state of New South Wales and the Commonwealth of Australia. Rabobank makes no representation as to the compliance of this website with the laws (including intellectual property laws) of any country outside Australia.

Information found on this website
Rabobank makes every effort to ensure that information on this website is free from error. However, we do not warrant or represent that the information contained on this website is accurate, reliable, complete, up to date, is free from errors and omissions or is suitable for your intended use.

We recommend that you seek independent advice before acting on any information found on this website. To the fullest extent permitted by law, Rabobank and its officers, directors, employees, agents and associates accept no responsibility for any loss, damage, cost or expense (whether direct or indirect) incurred by you as a result of any error, omission or misrepresentation in any information contained on this website.

The RaboDirect website contains articles and content written and provided by third party authors. Such content is provided for information purposes only and does not mean that Rabobank endorses or recommends the views or opinions of the third party author.

Any advice contained on this website is of a general nature only and has been prepared without taking into account your objectives, financial situation or needs and because of that, you should, consider the appropriateness of the advice, having regard to your objectives, financial situation and needs before acting on the advice.

The contents of this website, including this Disclaimer, may be changed without notice unless otherwise stated. We have no responsibility for keeping the information on this website up to date and do not accept any liability for failing to do so.

Links to other websites
The RaboDirect website contains links to other websites operated by third parties. However, any such links or content are provided for information purposes only and do not mean that Rabobank endorses or recommends the contents of, or any goods or services offered by, the linked website. Similarly, any such links do not mean that RaboDirect is endorsed or recommended by the third party website or the operator of that website.

Intellectual property rights
All intellectual property rights in any material or content displayed on the RaboDirect website, including without limitation trade marks, copyright, or trade names belong to Rabobank (and/or its related entities) or to a third party that has permitted us to use the material or content. Other than viewing and downloading content found on this website for purposes permitted on the website, you do not have the right to use these intellectual property rights (including by reproducing, transmitting, broadcasting or linking to any of the material on the website) without the written permission of the owner of the rights unless otherwise permitted by law.