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Our new 'Rabobank Online Savings AU’ Mobile App is available now on the App store or Google Play. Please note, you will need your Digipass for the first time you register the new app. You can delete or uninstall your existing RaboDirect mobile app as it will no longer operate. For more information visit
High Interest Savings Account
Up to


Gets you the most out of every dollar you save without changing your everyday bank.

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Up to


Gives you a higher rate of interest just for increasing your balance by at least $200 each month*.

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Notice Saver

90 Day Notice Saver up to


Ideal when you don't need instant access to your savings and want to stay focused on your goals.

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Term Deposits

5 year term up to


Gives you a guaranteed return on your savings and you can start from as little as $1,000.

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^Current 4 month introductory variable rate for new SMSF customers on deposits up to $250,000. Rate subject to change.
*Maximum rates apply when your closing balance on the last day of the month is at least $200 higher than it was at the beginning of the first day of the month (excluding interest earned).

Grow your SMSF cash today with our 4 month introductory variable rate of 2.70% p.a.*

*New customers get a 4 month introductory variable rate on our High Interest Savings Account for deposits up to $250,000

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We're straight talking

We won’t wrap things up in financial or legal jargon and if we change anything, including our rates we’ll always tell you.

We're competitive

We’re only online, so we have fewer overheads, which means we can offer competitive rates and won’t charge you account keeping fees.

We're human

Our Customer Service Centre is operated by real people, based in Sydney, Australia.

Like to look around before you ask for help? We also have an online Help Centre to answer your questions.

canstar outstanding value savings accountMozo SMSF Experts Choice award

We're awarded

Saving is our thing and we like to think we do it really well. It’s even better to know that industry bodies like Mozo think so too. See all our awards.

The most commonly asked questions

Are there any account keeping fees?


No, Rabobank does not charge any account keeping fees on any Online Savings Accounts. 

Can I certify my own documents?


We require document certification to be done by an authorised third-party.

Even if you are an authorised certifier yourself, we will still require a third party to certify your documents for you. A list of authorised certifiers is provided above and on page 1 of your printed application form.

How secure is my Rabobank Online Savings account?


Rabobank is committed to keeping your money and identity secure. This is why all our customers get a free Digipass. The Digipass provides leading online banking security and is much safer than a simple username and password. It randomly generates single-use security access codes for logging in and authorising transactions.

We take pride in our reputation of protecting our customers security, and are committed to maintaining this so you can bank online with complete peace of mind.