High Interest Savings Account
Up to
2.70% p.a.^
Gets you the most out of every dollar you save without changing your everyday bank.
PremiumSaver
Up to
2.15% p.a.*
Gives you a higher rate of interest just for increasing your balance by at least $200 each month*.
Notice Saver
2.40% p.a.
Ideal when you don't need instant access to your savings and want to stay focused on your goals.
Term Deposits
5 year term up to
3.20% p.a.
Gives you a guaranteed return on your savings and you can start from as little as $1,000.
We're straight talking
We won’t wrap things up in financial or legal jargon and if we change anything, including our rates we’ll always tell you.
We're competitive
We’re only online, so we have fewer overheads, which means we can offer competitive rates and won’t charge you account keeping fees.
We're human
Our Customer Service Centre is operated by real people, based in Sydney, Australia.
Like to look around before you ask for help? We also have an online Help Centre to answer your questions.
We're awarded
Saving is our thing and we like to think we do it really well. It’s even better to know that industry bodies like Mozo think so too. See all our awards.
The most commonly asked questions
Are there any account keeping fees?
No, RaboDirect does not charge any account fees on any savings accounts or Term Deposits.
Can I certify my own documents?
We require document certification to be done by an authorised third-party.
Even if you are an authorised certifier yourself, we will still require a third party to certify your documents for you. A list of authorised certifiers is provided above and on page 1 of your printed application form.
How secure is my RaboDirect account?
RaboDirect is committed to keeping your money and identity secure. This is why all our customers get a free Digipass. The Digipass provides leading online banking security and is much safer than a simple username and password. It randomly generates single-use security access codes for logging in and authorising transactions.
We take pride in our excellent security record and we are very careful to maintain it. Now you can bank online with complete peace of mind.
Secure connection
If you login to the secure site, a secure connection is made between your computer and our computer. Always at first check if the url in the browser address bar exactly matches https://secure.rabodirect.com.au/. Nothing else other than https://secure.rabodirect.com.au/ may appear between the opening and closing “/”
A secure connection provides that any data transaction is encrypted with a key only known by the computers involved - like messages that are being sent by sealed envelopes.