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Just a heads up, our Online and Mobile Banking will be unavailable between 5am and 7.45am on 8th of December 2016 while we take care of some work. Apologies for the inconvenience. If you’d like to speak to us, we’re available Monday to Friday 8am to 7pm (AEST time) on 1800 445 445.
RaboDirect
 

Savings accounts for established SMSFs & trusts

Access a set of savings accounts that work together to give you flexibility, competitive rates and choice.

High Interest Savings Account

High Interest Savings AccountUp to
2.70% p.a.^

Gets you the most out of every dollar you save without changing your everyday bank.

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PremiumSaver

PremiumSaverUp to
2.20% p.a.*

Gives you a higher rate of interest just for increasing your balance by at least $200 each month*.

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Notice Saver

Notice Saver90 Day Notice Saver up to
2.40% p.a.

Ideal when you don't need instant access to your savings and want to stay focused on your goals.

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Term Deposits

Notice Saver5 year term up to
3.30% p.a.

Gives you a guaranteed return on your savings and you can start from as little as $1,000.

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^Current 4 month introductory variable rate for new SMSF & trust customers on deposits up to $250,000. Rate subject to change.
*Maximum rates apply when your closing balance on the last day of the month is at least $200 higher than it was at the beginning of the first day of the month (excluding interest earned).
Grow your super cash today with our 4 month introductory variable rate of 2.70% p.a.*
*New customers get a 4 month introductory variable rate on our High Interest Savings Account for deposits up to $250,000

We're straight talking

We won’t wrap things up in financial or legal jargon and if we change anything, including our rates we’ll always tell you.

We're competitive

We’re only online, so we have fewer overheads, which means we can offer competitive rates and won’t charge you account keeping fees.

 

We're human

Our Customer Service Centre is operated by real people, based in Sydney, Australia.

Like to look around before you ask for help? We also have an online Help Centre to answer your questions.

Awarded

We're awarded

Saving is our thing and we like to think we do it really well. It’s even better to know that industry bodies like Smart Investor think so too. See all our awards

The most commonly asked questions

What is a Trust Account?

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A Trust account is opened and owned for the purposes of a trust, by the trustee(s) of the trust.

Are there any account keeping fees?

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No, RaboDirect does not charge any account fees on any savings accounts or Term Deposits. 

Can I certify my own documents?

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We require document certification to be done by an authorised third-party.

Even if you are an authorised certifier yourself, we will still require a third party to certify your documents for you. A list of authorised certifiers is provided above and on page 1 of your printed application form.

How secure is my RaboDirect account?

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RaboDirect is committed to keeping your money and identity secure. This is why all our customers get a free Digipass. The Digipass provides leading online banking security and is much safer than a simple username and password. It randomly generates single-use security access codes for logging in and authorising transactions.

We take pride in our excellent security record and we are very careful to maintain it. Now you can bank online with complete peace of mind.

How many Trust accounts can my Trust have?

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A trust can only have one High Interest Savings Account with RaboDirect. Once this has been established, you can also have an additional Purpose Saver Account.

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