Savings accounts for SMSFs & Trusts
Access a set of savings accounts that work together to give you flexibility, competitive rates and choice.
*Maximum rates apply when your closing balance on the last day of the month is at least $200 higher than it was at the beginning of the first day of the month (excluding interest earned).
*New customers get a 4 month introductory variable rate on our High Interest Savings Account for deposits up to $250,000
We're straight talking
We won’t wrap things up in financial or legal jargon and if we change anything, including our rates we’ll always tell you.
We’re only online, so we have fewer overheads, which means we can offer competitive rates and won’t charge you account keeping fees.
Our Customer Service Centre is operated by real people, based in Sydney, Australia.
Like to look around before you ask for help? We also have an online Help Centre to answer your questions.
Saving is our thing and we like to think we do it really well. It’s even better to know that industry bodies like Smart Investor think so too. See all our awards
The most commonly asked questions
A Trust account is opened and owned for the purposes of a trust, by the trustee(s) of the trust.
No, RaboDirect does not charge any account fees on any savings accounts or Term Deposits.
We require document certification to be done by an authorised third-party.
Even if you are an authorised certifier yourself, we will still require a third party to certify your documents for you. A list of authorised certifiers is provided above and on page 1 of your printed application form.
RaboDirect is committed to keeping your money and identity secure. This is why all our customers get a free Digipass. The Digipass provides leading online banking security and is much safer than a simple username and password. It randomly generates single-use security access codes for logging in and authorising transactions.
We take pride in our excellent security record and we are very careful to maintain it. Now you can bank online with complete peace of mind.
If you login to the secure site, a secure connection is made between your computer and our computer. Always at first check if the url in the browser address bar exactly matches https://secure.rabodirect.com.au/. Nothing else other than https://secure.rabodirect.com.au/ may appear between the opening and closing “/”
A secure connection provides that any data transaction is encrypted with a key only known by the computers involved - like messages that are being sent by sealed envelopes.
A trust can only have one High Interest Savings Account with RaboDirect. Once this has been established, you can also have an additional Purpose Saver Account.
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