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Just a heads up, registration on our Mobile App is currently unavailable, and we’re working on fixing it as soon as possible. In the meantime, you can still log onto your online banking using your customer number and digipass. Alternatively, If you have any questions or concerns, please call our Sydney-based team on 1800 445 445, 8am-7pm Sydney time, Monday to Friday.
RaboDirect
 

High Interest Savings Account

Information last updated on 22/5/2017
Balance 4 Month Introductory Variable Rate (% p.a.^)
Up to $250,000 3.05

Information last updated on 23/8/2017
Balance Base Rates (% p.a.)
Up to $250,000 1.80
$250,001 to $1,000,000 1.55
Over $1,000,000 1.55

Purpose Saver Account

Information last updated on 23/8/2017
Balance Standard Variable Rate (% p.a.)
All Balances 1.55

Notice Saver*

Information last updated on 23/8/2017
Balance 31 days notice period (% p.a.) 60 days notice period (% p.a.) 90 days notice period (% p.a.*)
Up to $250,000 2.50 2.55 2.70
$250,001 to $2,000,000 2.40 2.50 2.65
Over $2,000,000 1.90 1.90 2.10

PremiumSaver*

Information last updated on 23/8/2017
Balance Balance increased by $200 a month (% p.a.) Balance not increased by $200 a month (% p.a.)
Up to $250,000 2.45 0.85
$250,001 to $1,000,000 2.30 0.85
Over $1,000,000 2.10 0.85

Term Deposits

From $1,000 to $2,000,000
Information last updated on 01/2/2019
Term Interest Paid at Maturity (% p.a.) Interest Paid Monthly (% p.a.) Interest Paid Quarterly (% p.a.) Interest Paid Semi-Annually (% p.a.) Interest Paid Annually (% p.a.)
1 month 1.90 N/A N/A N/A N/A
3 months 2.30 N/A N/A N/A N/A
6 months 2.85 N/A N/A N/A N/A
9 months 2.75 N/A N/A N/A N/A
1 year N/A 2.47 2.48 2.48 2.50
15 months N/A 2.42 2.43 N/A N/A
18 months N/A 2.52 2.53 2.53 N/A
2 years N/A 2.67 2.67 2.68 2.70
3 years N/A 2.86 2.87 2.88 2.90
4 years N/A 2.96 2.97 2.98 3.00
5 years N/A 3.15 3.16 3.17 3.20