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RaboDirect Rates

High Interest Savings Account

Information last updated on 22/5/2017
Balance 4 Month Introductory Variable Rate (% p.a.^)
Up to $250,000 3.05

^Available for new customers for 4 months from the day the account is opened, after which the rate will revert to the Standard Variable Rate. Introductory rate is variable and subject to change at any time.

Information last updated on 23/8/2017
Balance Base Rates (% p.a.)
Up to $250,000 1.80
$250,001 to $1,000,000 1.55
Over $1,000,000 1.55

Purpose Saver Account

Information last updated on 23/8/2017
Balance Standard Variable Rate (% p.a.)
All Balances 1.55

Notice Saver*

Information last updated on 23/8/2017
Balance 31 days notice period (% p.a.) 60 days notice period (% p.a.) 90 days notice period (% p.a.*)
Up to $250,000 2.50 2.55 2.70
$250,001 to $2,000,000 2.40 2.50 2.65
Over $2,000,000 1.90 1.90 2.10
*The above Notice Saver interest rates are variable.

PremiumSaver*

Information last updated on 23/8/2017
Balance Balance increased by $200 a month (% p.a.) Balance not increased by $200 a month (% p.a.)
Up to $250,000 2.45 0.85
$250,001 to $1,000,000 2.30 0.85
Over $1,000,000 2.10 0.85
*The above PremiumSaver interest rates are variable.

Term Deposits

From $1,000 to $2,000,000
 Information last updated on 01/2/2019
Term Interest Paid at Maturity (% p.a.) Interest Paid Monthly (% p.a.) Interest Paid Quarterly (% p.a.) Interest Paid Semi-Annually (% p.a.) Interest Paid Annually (% p.a.)
1 month 1.90 N/A N/A N/A N/A
3 months 2.30 N/A N/A N/A N/A
6 months 2.85 N/A N/A N/A N/A
9 months 2.75 N/A N/A N/A N/A
1 year N/A 2.47 2.48 2.48 2.50
15 months N/A 2.42 2.43 N/A N/A
18 months N/A 2.52 2.53 2.53 N/A
2 years N/A 2.67 2.67 2.68 2.70
3 years N/A 2.86 2.87 2.88 2.90
4 years N/A 2.96 2.97 2.98 3.00
5 years N/A 3.15 3.16 3.17 3.20
A 0.10% Loyalty bonus applies in  addition to the above rates when a Term Deposit is automatically re-invested.