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Just a heads up, the RaboDirect call centre will be closed on 28 January for the Australia Day public holiday, so we won't be able to process transactions made on that day. We’ll be back on Tuesday 29 January from 8am AEDT.
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High Interest Savings Account

Information last updated on 22/5/2017
Balance 4 Month Introductory Variable Rate (% p.a.^)
Up to $250,000 3.05

Information last updated on 23/8/2017
Balance Base Rates (% p.a.)
Up to $250,000 1.80
$250,001 to $1,000,000 1.55
Over $1,000,000 1.55

Purpose Saver Account

Information last updated on 23/8/2017
Balance Standard Variable Rate (% p.a.)
All Balances 1.55

Notice Saver*

Information last updated on 23/8/2017
Balance 31 days notice period (% p.a.) 60 days notice period (% p.a.) 90 days notice period (% p.a.*)
Up to $250,000 2.50 2.55 2.70
$250,001 to $2,000,000 2.40 2.50 2.65
Over $2,000,000 1.90 1.90 2.10

PremiumSaver*

Information last updated on 23/8/2017
Balance Balance increased by $200 a month (% p.a.) Balance not increased by $200 a month (% p.a.)
Up to $250,000 2.45 0.85
$250,001 to $1,000,000 2.30 0.85
Over $1,000,000 2.10 0.85

Term Deposits

From $1,000 to $2,000,000
Information last updated on 11/1/2019
Term Interest Paid at Maturity (% p.a.) Interest Paid Monthly (% p.a.) Interest Paid Quarterly (% p.a.) Interest Paid Semi-Annually (% p.a.) Interest Paid Annually (% p.a.)
1 month 1.90 N/A N/A N/A N/A
3 months 2.30 N/A N/A N/A N/A
6 months 2.85 N/A N/A N/A N/A
9 months 2.75 N/A N/A N/A N/A
1 year N/A 2.47 2.48 2.48 2.50
15 months N/A 2.42 2.43 N/A N/A
18 months N/A 2.52 2.53 2.53 N/A
2 years N/A 2.67 2.67 2.68 2.70
3 years N/A 2.86 2.87 2.88 2.90
4 years N/A 3.15 3.16 3.17 3.20
5 years N/A 3.35 3.36 3.37 3.40