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Our new 'Rabobank Online Savings AU’ Mobile App is available now on the App store or Google Play. Please note, you will need your Digipass for the first time you register the new app. You can delete or uninstall your existing RaboDirect mobile app as it will no longer operate. For more information visit Rabobank.com.au/OneBank.
RaboDirect
 

  • Stay on track with motivation to reach your savings goals
  • Flexibility to access your funds throughout the month
  • Increase your balance by $200 each month to earn the maximum interest#
  • Simplify your saving habits with an automated Regular Savings Plan.
  • No need to change your everyday banking

 

#Maximum rates apply when your closing balance on the last business day of the month is at least $200 higher than it was at the beginning of the first day of the month (excluding interest earned).
Smart Investor Online Bank of the Year 2015 mozo experts choice 2017 kick start savings
No account keeping fees No account keeping fees 
No minimum balance No minimum balance  
Interest paid monthly Interest paid monthly 
Access your money online or with our mobile app Online and mobile banking  
Your savings are protected by the Australian Government Guarantee Your first $250,000 is protected by the Australian Government guarantee^  
^ The guarantee protects the first $250,000 of all deposits held with Rabobank.
Earn up to 2.45% P.A*

Max. variable rate on balances up to $250,000.

OPEN A PREMIUMSAVER

  • Existing customers can login and simply add a PremiumSaver to their savings portfolio.
LOGIN See all our rates for personal

*Interest rates displayed are maximum rates. For minimum rates, please refer to the rates link above. Maximum rates apply when your closing balance on the last day of the month is at least $200 higher than it was at the beginning of the first day of the month (excluding interest earned).

PremiumSaver maximum rates

Balance
Interest rate (% p.a.)
Up to $250,000
2.45%
$250,001 to $1,000,000
2.30%
Over $1,000,000
2.10%
Earn up to 1.80% P.A*

Max. variable rate on balances up to $250,000.

OPEN A PREMIUMSAVER

  • Existing customers can login and simply add a PremiumSaver to their savings portfolio.
LOGIN See all our rates for business

*Interest rates displayed are maximum rates. For minimum rates, please refer to the rates link above. Maximum rates apply when your closing balance on the last day of the month is at least $2000 higher than it was at the beginning of the first day of the month (excluding interest earned).

PremiumSaver maximum rates

Balance
Interest rate (% p.a.)
Up to $250,000
1.80%
$250,001 to $1,000,000
1.75%
Over $1,000,000
1.70%
Earn up to 2.15% P.A*

Max. variable rate on balances up to $250,000.

OPEN A PREMIUMSAVER

  • Existing customers can login and simply add a PremiumSaver to their savings portfolio.
LOGIN See all our rates for SMSF

*Interest rates displayed are maximum rates. For minimum rates, please refer to the rates link above. Maximum rates apply when your closing balance on the last day of the month is at least $200 higher than it was at the beginning of the first day of the month (excluding interest earned).

PremiumSaver maximum rates

Balance
Interest rate (% p.a.)
Up to $250,000
2.15%
$250,001 to $1,000,000
2.05%
Over $1,000,000
2.05%

Make a savings habit with a PremiumSaver

When you open a new Online Savings account, you'll also automatically get a High Interest Savings Account in your savings portfolio, ready when you need it.

Apply online

1. Apply using our online form

Link your bank account

2. Link your everyday account

Download our mobile app

3. Get our mobile banking app

Start saving

4. Start your savings plan

The most commonly asked questions

What is a PremiumSaver Account?

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If you're a regular saver, our PremiumSaver Account is perfect for you. Just increase your net balance by at least $200 (or $2000 if you have a business account) excluding interest before the last business day of every month and you'll earn the higher variable interest rate.

What if I don't contribute to my PremiumSaver Account?

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You'll still receive interest, however it'll be at the lower Premium Saver rate. For current interest rates, click here.

Are there any account keeping fees?

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No, Rabobank does not charge any account keeping fees on any Online Savings Accounts. 

Can the interest rate change?

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Yes, interest rates offered on our High Interest Savings Account, Purpose Saver, Notice Saver and PremiumSaver are variable and may change. Our Term Deposits have fixed rates.

We'll always let you know when the interest rates change.

Can I install the app on more than one phone or tablet?

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Yes, you can download and register the Rabobank Online Savings Mobile app on up to six devices per account.  

How do I transfer funds into my Rabobank Online Savings account?

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You can transfer funds into your High Interest Savings Account (HISA) using the 'Transfer and pay' button if you have allowed direct debit authority on your linked account. You can also transfer funds into any of your Online Savings HISA or PremiumSaver accounts via electronic funds transfer (EFT) from most Australian accounts using your Online Savings (RaboDirect) BSB and Account number.

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