Help yourself to high interest rates

At RaboDirect we offer you competitive interest rates and great service. Check out our attractive rates below for PremiumSaver, high interest savingsterm deposits and managed funds.

Wake up your money with our high interest savings account

  • Earn our special variable rate of 6.40% p.a. on balances up to $1 million until 31 December 2010

  • The special rate is a fixed 1.40% p.a. above our standard variable rate, currently 5.00% pa

  • No fees, no minimum balance

  • Interest calculated daily and paid monthly

  • The same high rate applies to trusts and DIY super funds

  • Different rates apply to business accounts

  • Special rate is available to existing customers for additional funds added after 20 May 2010. Combined balances of existing deposit accounts as at 20 May 2010 will remain on the standard variable rate, currently 5%

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PremiumSaver

  • 6.00% pa if you grow your balance by $200 by the end of each month (on top of interest), and 4.25% p.a. if you don't

  • Unlimited transactions

  • No minimum opening balance

  • Also available for trusts and DIY super funds

  • Need more info? Please see this account in detail

  • Note: Different rates and conditions apply to business accounts

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Term deposit terms and interest rates

Time period Interest rate* 
1 month4.75% pa
3 months5.30% pa
6 months6.21% pa
9 months6.35% pa
1 year6.50% pa
2 years6.60% pa
3 years6.65% pa
4 years6.70% pa
5 years7.00% pa
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*These interest rates are for deposits up to $1 million. For rates on deposits over $1 million please call us on 1800 445 445.

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Managed funds

Min purchase  Brokerage  Entry fee  Exit fee  Ongoing RaboDirect fees 
$2500.75%Nil Nil Nil

 

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Things we'd like you to know

*Special rate comprises a 1.40%p.a fixed margin above our standard variable rate and is available for new deposits until 31 December 2010 on balances up to $1million. Not applicable to the combined balances of existing deposit accounts as at 20 May 2010. Different rates apply to business accounts.

Early termination fees apply to term deposits.

^RaboDirect and related deposit products are issued by Rabobank Australia Limited. Deposits with RaboDirect are guaranteed by our ultimate parent, Rabobank, which has been awarded the world's safest non-government owned bank for 11 consecutive years by Global Finance magazine (1999-2009).