Our Personal Products

 

HISA
Up to 4.95 % p.a.*
variable up
to $250k*
Notice Saver
Up to 4.65 % p.a.
variable up
to $250k^
Term Deposit
Up to 4.70 % p.a.
fixed term
PremiumSaver
Up to 4.45 % p.a.
variable up
to $1m
DIY/SMSF
Establish your SMSF Trust

Welcome to RaboDirect. Where we are constantly striving to bring you market leading rates and a range of products that put you in the driving seat of your savings journey

Help me choose the right product

RaboDirect offers a wide range of savings products to suit your needs.
To find the right product, choose an option below that best describes what you are looking for.

I need easy access to my savings at any time

Have you considered a High Interest Savings Account?

Our High Interest Savings Account gives you a competitive variable rate, whilst allowing you
to access your savings online 24/7.

  • Interest calculated daily, paid monthly

  • Absolutely no fees, no minimum balance

  • No need to switch banks for your everyday banking

I want a guaranteed return

Have you considered a Term Deposit?

A Term Deposit is ideal if you’re looking for a high fixed rate of return. Simply choose a term that suits you.

  • Simple easy online application to set up your Term Deposits

  • Interest paid monthly, quarterly, half yearly or yearly

  • Start with as little as $1,000

I want to save regularly

Have you considered a PremiumSaver account?

A PremiumSaver is the ideal way to earn the maximum rate by simply increasing your balance each month.

  • Interest calculated daily, paid monthly

  • Absolutely no fees

  • No need to switch banks for your everyday banking

I would like to avoid impulse buying

A Notice Saver account is a bit like an online savings account except you have to give us advance notice to take your money out. Which means you're far less tempted to buy on impulse, so it helps you save or put money aside.

  • 31 Day Notice Saver - Provide 31 days notice to withdraw funds

  • 60 Day Notice Saver - Provide 60 days notice to withdraw funds

  • 90 Day Notice Saver - Provide 90 days notice to withdraw funds

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