Our Personal Products

Check out our new product

HISA HISA
Up to 6.01 % p.a.*
variable up
to $250k*
Term Deposit Term Deposit
Up to 6.50 % p.a.*
fixed term
PremiumSaver PremiumSaver
Up to 5.60 % p.a.*
variable up
to $1m
Managed Funds Managed Funds
Invest in a range of assets
SMSF SMSF
Take control of your Super

Welcome to RaboDirect. Where we are constantly striving to bring you market leading rates and a range of products that put you in the driving seat of your savings journey

Help me choose the right product

RaboDirect offers a wide range of savings products to suit your needs.
To find the right product, choose an option below that best describes what you are looking for.

Transfer Icon

I need easy access to my savings at any time

Have you considered a High Interest Savings Account?

Our High Interest Savings Account gives you a competitive variable rate, whilst allowing you
to access your savings online 24/7.


  • Interest calculated daily, paid monthly

  • Absolutely no fees, no minimum balance

  • No need to switch banks for your everyday banking

I want a guaranteed return

Have you considered a Term Deposit?

A Term Deposit is ideal if you’re looking for a high fixed rate of return. Simply choose a term that suits you.

  • Simple easy online application to set up your Term Deposits

  • Interest paid monthly, quarterly, half yearly or yearly

  • Start with as little as $1,000

Gears icon

I want to save regularly

Have you considered a PremiumSaver account?

A PremiumSaver is the ideal way to earn the maximum rate by simply increasing your balance each month.

  • Interest calculated daily, paid monthly

  • Absolutely no fees

  • No need to switch banks for your everyday banking

Magnify icon

I want to see high potential returns over a medium term

Have you considered Managed Funds?

A Managed Fund gives you access to many different types of investments.
Access a better rate of return, manage and monitor your portfolio online.

  • Select from a range of leading fund managers

  • Low fees – you pay wholesale, not retail fund manager fees

  • Minimum investment of only $250

Can we help?

Call our Sydney based
Customer Experience Centre

8am to 7pm
Monday to Friday
1800 445 445

Learn more

$4 billion in lost interest

Our recent advertising
campaign highlights how
the major banks’ low
interest accounts are
stealing $4bn worth
of Australian dreams.

Learn more

Rebel to Rebel

We can't wait for the Super
Rugby season to get underway.
The RaboDirect Rebels have
some exciting new players
joining the squad next year.
Go Rebels!

Learn more